Concert Group Holdings, Inc. (“Concert”), the parent of insurance fronting subsidiaries Concert Insurance Company® (“Concert Insurance”) and Concert Specialty Insurance Company (“Concert Specialty”), today announced that Carol Frey has joined Concert as Senior Vice President, Business Development, reporting to Chief Underwriting Officer, Joe Alberti.

“I’m delighted to welcome Carol to the Concert team,” said Mr. Alberti. “During her 30 years in the property and casualty industry, she’s developed a well-deserved reputation for being a strategic thinker as well as a results-oriented leader and innovator. Her extensive experience in the captive as well as alternative risk market sectors are particularly well aligned with Concert’s next phase of development.”

Ms. Frey comes to Concert after 10 years with Great American Insurance Group where she served as Vice President, Business Development & Marketing. At Great American, she was responsible for new business development for agency, group and association captives.

From 2006 to 2011, Ms. Frey held various executive roles at ACE USA (now Chubb) including Vice President, Underwriting and Risk Management, and Vice President, National Captive Practice Leader. She began her career in 1987 at CIGNA P&C prior to its acquisition by ACE, advancing to increasingly senior positions until her departure in 2011.

Ms. Frey holds a Master of Business Administration and a Bachelor’s in Psychology and Business Administration, both from the University of Delaware. She is a member of the Vermont Captive Insurance Association, where she has served on various committees and assisted with the development of agency captive legislation for Vermont, and the Captive Insurance Company Association, where she has served on the Board of Directors and as the Market Study Chair.

In 2020, Ms. Frey was honored as an Elite Woman by Insurance Business America’s annual Elite Women awards program.


About Concert Group Holdings, Inc.
Concert Group Holdings, Inc. is a privately owned insurance holding company. Through its wholly owned subsidiaries, Concert Insurance Company® and Concert Specialty Insurance Company, Concert offers insurance fronting and related services throughout the United States. For more information, visit LinkedIn:

Media contact:
Wendy Davis Johnson